Flexible Financing for ADU in Fort Worth
A backyard ADU is a significant investment, and we don’t think paying for it should be the hardest part of the process. If you’re weighing an accessory dwelling unit in Fort Worth, call Benson ADU Fort Worth at (682) 204-9686 and we’ll walk you through payment options that fit your budget. Our job is to make the money side simple, straightforward, and free of last-minute surprises.
Payment Options We Offer
Financing Plans
We work with financing partners who understand ADU construction, which means the pre-qualification conversation focuses on your project, not a pile of paperwork. You tell us your budget range, and we help you find a loan structure that fits. The terms, rates, and approval amounts come from the lender, not from us, so you always know exactly who you’re borrowing from and on what terms.
Major Credit and Debit Cards
For smaller scope items, change orders you approve along the way, or deposit payments, we accept major credit and debit cards. It’s a fast, trackable way to pay, and your statement gives you a clean record of what went where. No hidden processing fee surprises, either.
Cash and Check
Plenty of our Fort Worth homeowners prefer to pay by check or bank transfer, especially for larger milestone payments. We’ll give you a written schedule that shows exactly what’s due and when, so you’re never guessing. Each payment lines up with a completed phase of work, not an arbitrary calendar date.
Up-Front Written Pricing
Before any work starts, you get a written price for the entire project. That’s not a financing offer, but it matters for financing, because your lender will want a firm number before they approve a loan. We don’t do verbal estimates that shift once the first panel goes up. The price you see is the price we build to.
Simple Application Process
Applying for ADU financing shouldn’t feel like a second job. Here’s how it works with us. First, call (682) 204-9686 and tell us about your project. We’ll ask about your lot, your goals for the ADU, and your rough budget. Second, we’ll connect you with a financing partner for a pre-qualification conversation. It’s usually short, and it gives you a clear picture of what you qualify for without dinging your credit. Third, you choose the plan that works, and we lock in the written price. The whole thing typically takes a few days, not a few weeks.
Frequently Asked Questions
Yes. We work with financing partners who specialize in construction and home improvement lending, including ADU projects. We don’t act as the lender, and we don’t make money by steering you to a particular loan. Our role is to give you a firm written price and connect you with lenders who can fund it. Call (682) 204-9686 to talk through what financing might look like for your project.
Typically, you’ll need proof of income, a government-issued ID, and basic information about your property. The lender may also ask for the written project price, which we provide before financing conversations even start. The better your credit, the more options you’ll have, but we work with homeowners across a wide range of situations. Call (682) 204-9686 and we’ll help you figure out what documents you specifically need.
No. The estimate is free, and it comes in writing. That estimate is what your lender will use to determine the loan amount, so there’s no cost and no obligation to get the number that starts the whole process. Call (682) 204-9686 to schedule yours.
That depends on the offer and the lender. In most cases, yes, because the financing is between you and the lender, while any discounts come from us. Once you have a written price, any discounts you qualify for are already reflected in that number. The financing then applies to what’s left. Call (682) 204-9686 and we’ll explain how any current offers work with your payment plan.
Written by Troy Eastman, Owner at Benson ADU Fort Worth, serving Fort Worth since 2006.
